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Buying together, split fairly

Two incomes, two sets of expenses, one mortgage. myhousemate splits the budget the way you actually agreed to, not a straight 50/50 default.

Two incomes rarely split a mortgage exactly down the middle, but most tools assume they do. If one of you earns more, or wants to put in more, the numbers should say so. A slider, not a default, and it carries through every shared bill, not just the mortgage.

  • Shared bills, your waySplit evenly, or lock a bill to whoever's actually paying it: council tax, energy, whatever fits.
  • See who owes whoWhen there's no joint account, a settle-up suggestion works out the one transfer needed to keep things even.
  • Tracked properlyOne mortgage, two people: balance, payoff date, and each person's share, all in one place.
The House Budget page: the £1,450 mortgage payment split 55% / 45% between Alex and Sam on a slider, plus the shared-bills rules for splitting evenly or locking a bill to one person

Free during early access. Ready to see it with your own numbers?