Buying your first home, without the spreadsheet
Stamp duty, deposits, monthly payments, what's actually affordable: myhousemate keeps the maths straight while you and your partner work out the rest.
A first purchase means learning stamp duty relief thresholds, combining two incomes into one budget for the first time, and keeping track of a dozen one-off costs that all land in the same few weeks.
First-time buyer stamp duty relief
Up to £300,000.
On the slice between £300,000 and £500,000.
Above £500,000, standard rates apply to the whole price, not just the slice over £500,000.
Calculated automatically as you move the price slider, so the cliff edge above £500,000 shows up before it costs you anything.
Combine your finances for the first time
House Budget splits income and bills fairly between two people who've probably never budgeted together before.
Every cost in one place
Solicitor, survey, removals, and anything else, tracked in Costs so nothing gets forgotten.
Compare properties properly
Save each house you're considering and compare the real numbers side by side.
Free during early access. Ready to see it with your own numbers?